5.9% APR until the Balance Transfer is Paid in Full - Begins January 1st!
For a limited time you can consolidate your high interest debt onto your PALCO VISA credit card for a special promotional rate of 5.9% APR for the LIFE of the Balance Transfer! Simply fill out our balance transfer authorization form and mail or fax it to our office. (Please make sure the transfer amount does not exceed your available credit limit. You can increase your credit limit, up to $25,000, by contacting a loan representative or applying online.)

Don't have a PALCO VISA? Take advantage of this special offer by applying today online or calling a loan representative.

*APR = Annual Percentage Rate. Promotional period begins January 1, 2016 and ends March 31, 2016. 5.9% APR is on transferred balances only. The rate will remain 5.9% APR until the balance transfer is paid in full. Any purchases or cash advances will remain at the fixed 8.9% APR. All balance transfers are subject to approval and PALCO reserves the right to refuse any balance transfer request. Promotion is for payoffs from other institutions only.

A great card like ours can put a smile on anyone's face. No other card offers you greater financial flexibility and freedom. PALCO's VISAŽ card is Simple.

Always Low Fixed 8.9% APR on purchases, balance transfers, and cash advances.
  • No annual fee.
  • No balance transfer fees.
  • No cash advance fees.
  • Up to $25,000 credit limit.
  • Auto rental damage benefits.
  • Travel accident insurance.
  • Worldwide acceptance.
  • No foreign transaction fees.

  • *some restrictions apply

PALCO's VISA credit cards will soon be changing! Beginning January 2016 you will notice a new look to your PALCO VISA credit card. Along with the new look, your new card will contain an EMV chip. To learn more about EMV chip cards click here.

Plus, you can manage your VisaŽ card online. Make payments, check account balances, and more through EZcardinfo.com!

Add extra protection when you shop online with Verified by VisaŽ!

Apply for a VISAŽ Online

VISAŽ Credit Card Agreement

It's quick and easy to transfer high interest balances to your PALCO Visa credit card! Download the balance transfer form and return it to our office. You will see the balance transfer on your next 1 - 2 billing statements.

Important Numbers:

Visa Member Service: 1-800-433-0505
Lost or Stolen Visa (during PALCO hours): 570-546-2333
Lost or Stolen Visa (after hours): 1-800-991-4961
International Number (call collect): 727-570-4881
Disputes: 1-800-600-5249

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