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Limited Time - 5.9% apr on Balance Transfers Until Paid in Full!
For a limited time, consolidate your high interest debt onto your PALCO VISA credit card for a special promotional rate of 5.9% APR for the LIFE of the Balance Transfer! Don't have a PALCO VISA? Take advantage of this special offer by applying today online or calling a loan representative. Increase your current credit limit, up to $25,000, and transfer even more high interest card balances - apply online or call 570-546-2333 option #4.
*APR = Annual Percentage Rate. For complete details click here.

Tickets are now on sale! Call 570-546-2333 to reserve your seat. Your choice of Black Diamond Steak or Chicken Breast. Tickets - Members: $25 ea. Non-members: $30 ea. Appetizers begin at 6:00 p.m. with dinner, meeting, tons of prizes and dancing to follow! Don't forget your change for more chances to win our Champagne Lottery Glass! This year we will be collecting monetary donations for the Greater Lycoming Habitat for Humanity Organization. For every 50 cents donated you have more chances to win the Champagne Glass filled with lottery tickets!

Refinance your current high interest auto loans from other financial institutions for a lower rate saving you valuable money. Call today at 570-546-2333 or apply from the convenience of your home online! All our New and Used rates are reduced for a limited time. If you're looking to buy, get pre-approved now!
*APR = Annual Percentage Rate. For current rates click here.

Check Out Our Newly Updated Mortgage Center
We offer an extensive selection of mortgage products and services designed to meet your needs and your budget. Whether you're looking to purchase your first home, refinance your current mortgage or do a construction mortgage, we've got you covered. Offering fixed rate, adjustable rate, FHA/VA and PFHA mortgages! Our newly redesigned Mortgage Center makes it easier than ever to apply online.
  • Now offering Rate Watch! With Rate Watch we'll email you when rates reach your goal or if you prefer, we'll email current rate information on a regular basis.
  • Featuring calculators to help you decide which type of mortgage is best for you.
  • Receive personalized quotes based on your loan details, or just get a quick quote.
  • A suite of resources to help you with the mortgage process and much more!


The PALCO Members Helping Members Scholarship was named in honor of the credit union philosophy of "people helping people". PALCO's Scholarship Committee will award scholarships of $1,000 each to the two applicants that exemplify the credit union philosophy; through volunteerism, community service, leadership, and academic achievements. All applications are due no later than April 29, 2016. For requirements and to download the application click here.

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