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Notice of Change to MasterCard Rules found in the Electronic Funds Transfer Disclosure. Attention Debit Card Accountholders: The New MasterCard liability rules make the following revisions effective October 17, 2014:
  • The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transactions at Point-of-Sale and ATM. Previously, zero liability only applied to Point-of-Sale Transactions.
  • A cardholder will not be liable for any unauthorized transaction, as long as the cardholder's account is in good standing, has exercised reasonable care in safeguarding the card from risk of loss or theft, and, upon becoming aware, promptly reporting the loss or theft to the issuer and you have not reported to your credit union two or more unauthorized use events in the past 12 months. Previously, if the above conditions were not met your liability was the lesser of $50 or the amount of property, labor or services obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed.

****Repossessed Vehicle For Sale****
2006 Mitsubishi Eclipse GS - two door coupe. Power moonroof, windows, doors, locks, & mirrors. Alloy wheels, A/C, cruise control, floor mats, Rockford Fosgate 6 disc CD stereo system. Click here for photos. For more information call 570-546-2333.

Help us reach our $1,000 goal by September 30th! All proceeds benefit your local Children's Miracle Network Hospitals.

Good Luck Montgomery Area School District FBLA!
PALCO presented a $100 donation to the Montgomery Area School District FBLA organization to help student members with costs associated in competing in events. The FBLA Club provides additional opportunities for post-secondary and college students to develop vocational competencies for business and office occupations and business teacher education. Pictured are: Mrs. Marr, FBLA Advisor, and Tom Rachael, Pres./CEO.

Refer-A-Friend, Get $20 and Entered into our Monthly Drawing!
Refer your friends, family, and co-workers to PALCO so they can experience the Credit Union difference too! Spread the word all year long...refer a new member and you both get $20 and entered into our monthly drawing! For complete information and the voucher please click here. Congratulations to Kari Greenaway our August Winner! Kari received a $25 VISA Gift Card! This month's winner will receive two free movie tickets to the Cinema Center in Williamsport!

Retiring and Your Loans
If you've recently retired or are planning your retirement soon, please remember to contact the credit union to set up a monthly transfer payment (PTOF) or a coupon payment for any loans that had been previously paid through your payroll deduction. Even if you have your pension direct deposited to PALCO, you will need to speak to a loan officer to set up your new payment method on your existing loans. Please contact a loan representative at 570-546-2333 option #4.

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