Joining PALCO


Unlike a bank, a credit union cannot offer its services to just anyone. You must share the common bond and be within its field of membership. Common bonds can center around employment, residence, or association. Our field of membership consists of the following:

  • Employees of one of our Select Employee Groups. (Complete list of Select Employee Groups’ below.)

  • Immediate family members of an employee of one of our Select Employee Groups. Immediate family members is defined as a spouse, child, sibling, parent, grandparent and grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Additionally, household member eligibility applies to persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in maintenance of the household (for example, two people sharing an apartment would be considered a household). Additionally, the immediate family member of each household member who joins could also join because eligibility is then tied to the member

Once you have determined eligibility, simply visit the credit union, open a savings account, and deposit $25.00. This makes you a member and eligible for all of PALCO's great services. Your deposit is not a fee to join – just a minimum required balance in your share savings account. This $25.00 must be maintained at all times to be in good standing.


Sponsor Companies

The following Select Employee Groups’ (SEG’s) employees are eligible to apply for membership at PALCO Federal Credit Union (all locations in Pennsylvania unless otherwise noted). Upon opening an account, eligible employees must provide us with a pay stub.

Advanced Drainage Systems (ADS), Muncy
American Legion Post 268, Muncy
Andritz, Inc., Muncy
Apple Hill Automotive, Muncy
Bayada Home Health Care, Bloomsburg
Bostley's Child Care & Fairfield Academy, All locations
Brodart Inc, All locations
Carr's Trailers & Supplies
Construction Specialties, Inc.
CRS Incorporated, Williamsport
Data Papers, Inc., Muncy
Forksville General Store & Restaurant, Forksville
Gap/Old Navy, Muncy
Green Valley Recording, Hughesville
Haircuts on the Hill, Pennsdale
Hess and Hess,P.C., Hughesville
Hill Brothers Farms, Muncy
Houseknecht's Machine & Tool Company, Inc., Hughesville
Hugh Bubb Real Estate Appraisal Service, Williamsport
iHeart Media, Williamsport
Interim Health Care
J & M Construction Specialty, Inc.
Janitors Closet, Williamsport
Joseph V. Grieco Jr. Agency, State Farm Insurance
K.C. Larson Mechanical & Electrical Contractors, Montoursville, Williamsport
Kellogg USA, Inc., Muncy
Keystone Bingo Supply, Muncy
Keystone Filler, Muncy
Keystone Business Forms, Williamsport
L-3 Communications, Williamsport
Lezzer Commercial Door, Williamsport
Lezzer Lumber, Muncy
Lycoming-Clinton Joinder Board
McClure Mechanical Services, Muncy
Mike Mussina Fan Club, Montoursville
Montgomery Plumbing Supply Company, T/A BI-LO Supply
Moose Athletic Gear, Montoursville
Muncy Creek Township Board of Supervisors, Muncy
Muncy Township Employees and Supervisors, Muncy
Muncy Post Office Employees, Muncy
Murray Motors, Muncy
Phillips Supply House, Williamsport
PJax Trucking, Muncy
PPL, Susquehanna Region
PPL Gas Utilities, Lock Haven
Polar Services Uniform Outlet, Williamsport
Sam's Club, Pennsdale
Servpro of Williamsport/Montoursville
Springs Window Fashions, Montgomery
Talen Energy
Tory Leather Co., Williamsport
Tura, LP, Montgomery
Wenzel Studio, Muncy
West Branch Regional Authority, Muncy
Williamsport Electric, Inc., Montgomery
Young Industries, Inc., Muncy