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The PALCO office will be Closed on Thursday, November 22nd and Friday, November 23rd for the Thanksgiving Holiday! Wishing you all a very Happy Thanksgiving!

Special 2.99% APR on ALL your Visa® Purchases!
Begins Thanksgiving Day thru Cyber Monday - Receive 2.99% APR on all your purchases with your PALCO Visa posted between November 22nd - November 26th, for 6 full statement cycles!

Increase your current credit limit now, up to $25,000, and get a jump on holiday shopping with this limited time special! Don't have a PALCO Visa? Choose from our Visa Classic or Visa Rewards credit card - ask for more information or apply online today!

APR = Annual percentage rate. Rate applies to qualified purchase transactions (including internet) completed November 22, 2018 - November 26, 2018. Promotional rate remains in effect for 6 full statement cycles. The remaining balance at the end of the promotional period will be migrated to the standard term for your PALCO Classic or PALCO Rewards Visa card. Only qualified accounts will be considered for this promotion.

PALCO Visa® Rewards Credit Card
When it comes to rewards programs, the toughest part should be choosing your reward! That’s why we’re giving you the choice to choose! With our brand-new Visa Rewards credit card, you will earn points every time you make a purchase with your Visa Rewards credit card! Earn 1 point per every dollar spent on ALL your purchases - wherever you shop!

With our uChoose Rewards® Program you can redeem points for the rewards you want most! Choose from cash back, gift cards, travel, event tickets and more! The choices are endless! You can also earn additional points for shopping at participating retailers at

Our PALCO Visa Rewards Credit Card offers a Low Fixed 13.9% APR on purchases, balance transfers, and cash advances. Plus: No annual fee. No balance transfer fees. No cash advance fees. Up to $25,000 credit limit. Auto rental damage benefits. No foreign transaction fees. For more information visit PALCO's Visa Rewards Credit Card page!

APR = Annual percentage rate.

PALCO Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WACG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us by phone at 570-546-2333 or by email at

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