PALCO at Home Online Banking Access


Notice: Horizon Federal Credit Union is no longer participating in the CU$ Surcharge FREE ATM network. For a listing of surchange free ATMs use the ATM locator below or visit any Sheetz.

April is Youth Month!
Stop into PALCO during the month of April and enter to win a Piggy Wiggy bank (for youth members aged 0-10) or $50 Visa Giftcard (for youth members aged 11-17). All members aged 0-17 are also welcomed to enter the National Youth Savings Challenge for their chance to win $100!

Click here to learn more and view giveaway rules.

Our Vacation Helper loan is back!
Our Vacation Helper summertime loan is back with even more savings! Between April 1st and August 31st, you can get up to $5,000 for 12 months at only 6.75% APR, or for 18 months at 7.00% APR. These are our best rates ever!

Start planning today! Click here to learn more. Call (570) 546-2333 option #4 to speak with a loan officer or Apply for a Loan Online.

APR=Annual Percentage Rate. Seasonal loan. Available only between April 1st and August 31st.

Discover the Equity your Home holds for You!
Limited Time Offer! Apply for a Home Equity Line of Credit between March 1, 2019, and May 31, 2019, and get the $200 application fee waived.

Whether you are consolidating high-interest credit card debt, making valuable home improvements or financing a major purchase, a home equity line of credit from PALCO can help you accomplish your vision. Call (570) 546-2333 option #4 today to speak with a loan officer or Click here to learn more.

Limited time offer. Available only between March 1st and May 31st.

Apply for PALCO's Members Helping Members Scholarship!
PALCO's scholarship committee will be awarding two $1000 scholarships to qualifying student members. Must be a graduating high school senior entering an accredited college, university, or other recognized institution of higher learning full time in the 2019-2020 school year. Applicants must be in good standing for at least 6 months and can apply by submitting the application and filling out the requirements. Applications are due Friday, April 26th! For more information call (570) 546-2333 or Download the Application Online.

PALCO Visa Rewards Credit Card
When it comes to rewards programs, the toughest part should be choosing your reward! Thats why were giving you the choice to choose! With our brand-new Visa Rewards credit card, you will earn points every time you make a purchase with your Visa Rewards credit card! Earn 1 point per every dollar spent on ALL your purchases - wherever you shop!

With our uChoose Rewards Program you can redeem points for the rewards you want most! Choose from cash back, gift cards, travel, event tickets and more! The choices are endless! You can also earn additional points for shopping at participating retailers at

Our PALCO Visa Rewards Credit Card offers a Low Fixed 13.9% APR* on purchases, balance transfers, and cash advances. Plus: No annual fee. No balance transfer fees. No cash advance fees. Up to $25,000 credit limit. Auto rental damage benefits. No foreign transaction fees. For more information visit PALCO's Visa Rewards Credit Card page!

*APR = Annual percentage rate.

PALCO Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WACG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us by phone at 570-546-2333 or by email at

Card Valet Informational Website

Find a Surcharge-free ATM
Allpoint ATM Locator Website   CU Dollar Website or

Accel Website

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