PALCO at Home Online Banking Access


PALCO Federal Credit Union will be closed on April 19, 2019 in observance of Good Friday.

Discover the Equity your Home holds for You!
Limited Time Offer! Apply for a Home Equity Line of Credit between March 1, 2019, and May 31, 2019, and get the $200 application fee waived.

Whether you are consolidating high-interest credit card debt, making valuable home improvements or financing a major purchase, a home equity line of credit from PALCO can help you accomplish your vision. Call (570) 546-2333 option #4 today to speak with a loan officer or Click here to learn more.

Limited time offer. Available only between March 1st and May 31st.

Check out our 5.9% APR Visa® Balance Transfer!
Start the new year off strong! Beginning January 1st, transfer your high-interest credit cards now to your PALCO Visa Credit Card and receive 5.9% APR* for the life of the balance transfer.

Don't wait! This is a limited time offer. Take charge and consolidate today. Call 570-546-2333 option #4 or Download the Form Online.

*APR = Annual percentage rate. Promotional period begins January 1, 2019, and ends March 31, 2019. 5.9% APR is on transferred balances only. The rate will remain 5.9% APR until the balance transfer is paid in full. Any purchases or cash advances will remain at the fixed rate for your Visa classic (8.9% APR) or your Visa rewards card (13.9% APR). All balance transfers are subject to approval and PALCO reserves the right to refuse any balance transfer request. Promotion is for credit card payoffs from other institutions only.

Apply for PALCO's Members Helping Members Scholarship!
PALCO's scholarship committee will be awarding two $1000 scholarships to qualifying student members. Must be a graduating high school senior entering an accredited college, university, or other recognized institution of higher learning full time in the 2019-2020 school year. Applicants must be in good standing for at least 6 months and can apply by submitting the application and filling out the requirements. For more information call (570) 546-2333 or Download the Application Online.

PALCO Visa® Rewards Credit Card
When it comes to rewards programs, the toughest part should be choosing your reward! That’s why we’re giving you the choice to choose! With our brand-new Visa Rewards credit card, you will earn points every time you make a purchase with your Visa Rewards credit card! Earn 1 point per every dollar spent on ALL your purchases - wherever you shop!

With our uChoose Rewards® Program you can redeem points for the rewards you want most! Choose from cash back, gift cards, travel, event tickets and more! The choices are endless! You can also earn additional points for shopping at participating retailers at

Our PALCO Visa Rewards Credit Card offers a Low Fixed 13.9% APR* on purchases, balance transfers, and cash advances. Plus: No annual fee. No balance transfer fees. No cash advance fees. Up to $25,000 credit limit. Auto rental damage benefits. No foreign transaction fees. For more information visit PALCO's Visa Rewards Credit Card page!

*APR = Annual percentage rate.

PALCO Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WACG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us by phone at 570-546-2333 or by email at

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