Loan Insurance


MEMBER'S CHOICE® Credit Life Insurance

Credit Life Insurance is a member-paid insurance product that provides coverage on loan(s) up to $30,000.00 in case of a member's death. Contact PALCO for details at (570) 546-2333 option #4.


MEMBER'S CHOICE® Credit Disability Insurance (CDI)

If you are disabled due to injury or sickness, your loan payments will be paid until you're no longer disabled, your loan is paid in full, or you reach the policy maximum. Have the satisfaction of knowing your loan payments will be paid with our CDI program for an additional small fee added on to each loan payment. (Some restrictions and eligibility requirements apply. Contact the credit union for more information on qualifications and premiums.)


GAP Insurance

If you are in the market for a new auto loan, purchasing GAP insurance from PALCO for only $399.00 can provide an additional piece of mind (Cost is broken down and added onto your payments). Contact PALCO Federal Credit Union for details at (570) 546-2333.


Loan Protection Insurance and MEMBER'S CHOICE® Credit Life and Credit Disability Insurance are underwritten by CMFG Life Insurance Company:

CDCL-0810-495C