ATM / Check Card

The PALCO Check Card deducts funds directly from your checking account. Withdraw cash from your savings or checking account for free using an ATM from over 55,000 locations. The PALCO Check Card uses the MasterCard® network so you can use your Check Card at millions of locations worldwide.

A Style All Your Own - Customize Your Debit Card!

In today's world, you're constantly on the move. That's why we are always on the lookout for products and services to fit your busy lifestyle - like our instant-issue debit cards! No more waiting days for your new card to arrive in the mail. Immediately access your funds by receiving your debit card right on the spot in our office. Open a new checking account and walk out with your new debit card activated and ready to go!

Make using your debit card fun! Personalize your card with your favorite photo or pick a background from our card catalog. Ask a member service representative how to have your debit card personalized today.

A $10.00 fee applies to all instant issue debit cards. However, this service is free for any new members requesting a debit card at the point of account opening and for current members that have been notified that their debit card has been deactivated due to fraudulent activity. Some restrictions apply. PALCO reserves the right to accept or reject any artwork or images. Please see our Custom Image Guidelines for specific information about instant issuance.

Find an Allpoint ATM

ATM Locator

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Surcharge-Free ATM Access

The Allpoint Network is a surcharge-free network of ATMs with over 55,000 locations! Because our financial institution is a member of the Allpoint Network, these locations are surcharge-free to all of our cardholders. Allpoint Network Surcharge-Free ATMs are conveniently located at destination retailers like CVS, Target, Walgreens and many more! Find an ATM near you by downloading the Allpoint mobile app on the App Store and Google Play Store or by visiting Allpoint online.

We also offer surcharge-free ATM access through the CU$ network. You can look up surcharge-free CU$ ATMs by visiting, now through the Accel® network by visiting Accel® ATM Locator. Use this locator to find Accel® surcharge-free and deposit-accepting ATMs in the U.S.

MasterCard SecureCode®

MasterCard SecureCode® — an online security service to guard you against unauthorized use of your MasterCard® card while shopping online at participating merchants. There is no need to get a new card, no software to download, no cost, and no hassles... just added security.

Once enrolled in this service, you'll have added confidence knowing that MasterCard SecureCode® performs an extra authentication step to protect your account from unauthorized users online. Learn more information and register your PALCO Check Card today.